:root{--navy:#102b3d;--navy2:#081d2b;--teal:#2d8b83;--sand:#d7bd8b;--cream:#f6f3ec;--text:#183143;--muted:#687987;--line:#dce4e8;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.6}a{color:inherit}.w{width:min(1180px,92%);margin:auto}.top{background:#071b29;color:#d8e4ea;padding:8px 0;font-size:12px}.top .w{display:flex;justify-content:space-between;gap:20px}.bar{position:sticky;top:0;z-index:10;background:#fff;border-bottom:1px solid #e9eef1}.nav{height:78px;display:flex;align-items:center;justify-content:space-between}.logo{text-decoration:none;font-size:24px;font-weight:900;letter-spacing:.08em;color:var(--navy)}.logo span{color:var(--teal)}.logo small{display:block;font-size:9px;letter-spacing:.17em;color:#788a95}.links{display:flex;gap:25px;align-items:center}.links a{text-decoration:none;font-size:13px;font-weight:700}.btn{display:inline-flex;padding:14px 22px;background:var(--teal);color:#fff;text-decoration:none;border:0;border-radius:3px;font-weight:800;cursor:pointer}.btn.gold{background:var(--sand);color:#142c39}
.hero{padding:100px 0;color:#fff;background:linear-gradient(100deg,rgba(7,29,43,.98),rgba(16,61,72,.82)),radial-gradient(circle at 80% 30%,#669c9a,#102b3d 55%)}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:55px;align-items:center}.k{font-size:12px;letter-spacing:.18em;text-transform:uppercase;font-weight:900;color:#d7bd8b}h1{font-family:Georgia,serif;font-weight:500;font-size:clamp(45px,5.8vw,75px);line-height:1.03;margin:15px 0 22px}h2{font-family:Georgia,serif;font-weight:500;font-size:clamp(31px,4vw,50px);line-height:1.12;margin:10px 0 20px}.hero p{font-size:19px;color:#dce9ed;max-width:700px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.hero-card{background:#fff;color:var(--text);padding:30px;box-shadow:0 24px 60px #00152166}.hero-card h3{font:26px Georgia,serif;margin-top:0}.checks{list-style:none;padding:0}.checks li{padding:10px 0;border-bottom:1px solid var(--line)}.checks li:before{content:"✓";color:var(--teal);font-weight:900;margin-right:10px}
.trust{background:#fff;box-shadow:0 9px 30px #102b3d12}.trustgrid{display:grid;grid-template-columns:repeat(4,1fr)}.ti{text-align:center;padding:25px 15px;border-right:1px solid var(--line)}.ti:last-child{border:0}.ti strong{display:block;color:var(--navy);font-size:19px}.ti span{font-size:12px;color:var(--muted)}
section{padding:86px 0}.intro{max-width:800px;margin-bottom:40px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{border:1px solid var(--line);padding:28px;background:#fff}.card .n{font-size:11px;color:var(--teal);font-weight:900;letter-spacing:.1em}.card h3{font:23px Georgia,serif;color:var(--navy)}.soft{background:var(--cream)}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.panel{background:#fff;padding:32px;box-shadow:0 12px 35px #102b3d12}.regions{display:grid;grid-template-columns:1fr 1fr;gap:18px}.region{min-height:300px;color:#fff;padding:28px;display:flex;align-items:flex-end;background:linear-gradient(0deg,#071b29ee,#3f817c88),linear-gradient(135deg,#5d9690,#102b3d)}.region h3{font:30px Georgia,serif;margin:0}.dark{background:var(--navy2);color:#fff}.dark p{color:#d1dee5}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.step{padding:22px;border:1px solid #ffffff20}.step b{color:var(--sand)}
.contact{display:grid;grid-template-columns:.9fr 1.1fr;gap:55px}.form{background:#fff;color:var(--text);padding:30px}label{font-size:12px;font-weight:800}input,select,textarea{width:100%;padding:13px;border:1px solid #ccd8df;margin:6px 0 14px;font:inherit;background:#fff}textarea{min-height:115px}.note{font-size:11px;color:var(--muted)}
footer{background:#061722;color:#c8d6de;padding:50px 0 22px}.foot{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:38px}footer h4{color:#fff}footer a{color:#e0eaef}.copy{border-top:1px solid #1c3442;margin-top:32px;padding-top:18px;font-size:11px}.legal{padding:70px 0}.legal h1{font-size:44px;color:var(--navy)}.legal h2{font-size:25px;margin-top:32px}
@media(max-width:880px){.links a:not(.btn){display:none}.hero-grid,.split,.contact,.foot{grid-template-columns:1fr}.grid4,.steps,.trustgrid{grid-template-columns:1fr 1fr}.hero{padding:70px 0}}
@media(max-width:540px){.grid4,.steps,.trustgrid,.regions{grid-template-columns:1fr}.top .w{display:block}.logo{font-size:19px}section{padding:58px 0}}